Tata Capital Home Loan Interest Rate and Eligibility Calculator

Tata Capital Home Loan Interest Rate Eligibility Calculator – When it comes to Tata Capital home loans, borrowers can benefit from competitive interest rates that make homeownership more affordable. By using the eligibility calculator, individuals can assess their eligibility for a home loan and determine the maximum loan amount they can avail. This empowers borrowers to plan their finances effectively. Home loan and LAP Tata Capital Housing Finance Limited. Solution 4 Finance is the leading provider of home loans and loans against property, offering the best interest rates starting at 9.50% (May 2023). Tata Capital Housing Finance Limited is recognized as one of the best home loan providers for regulated properties in India.

Home Loan Interest Rates:

Loan Amount – Home Loans:

• 👉 Normal Income Program: 5L – 300L
• 👉 Banking Program: 10L – 200L
• 👉 GST Program: 30L – 200L
• 👉 Low LTV Program: 10L – 75L
• 👉 Gross Receipts: 20L – 300L
• 👉 Nano: 5L – 30L
• 👉 Assessed Income: 5L – 30L

Home Equity / LAP

1. Normal Income Program: 50L – 300L
2. Banking Program: 50L – 200L
3. GST Program: 50L – 200L
4. Low LTV Program: 10L – 75L
5. Gross Receipts: 50L – 300L
6. Nano: NA
7. Assessed Income: NA

Programs/Profiles Discontinued:

1. LRD
2. Developer Funding
3. MTP (Same as RTR Product)
4. NRI + Merchant Navy

Things to Note While Sourcing the Case:

1. ✔ CIBIL score needs to be 700 or higher. No more than 3 CIBIL enquiries in the last 3 months (excluding lockdown period).
2. ✔ Import/Export Contribution shouldn’t exceed 30% of business income.
3. ✔ Customers who have availed a moratorium are not allowed to fund till Sept 2020.
4. ✔ SOIP (Industrial Property) is allowed.
5. ✔ Seller BT discontinued.
6. ✔ LAP to salaried profile is discontinued.
7. ✔ Not more than 2 bounces in RTR in the last 12 months and nil bounce in the last 6 months (including the moratorium period).
8. ✔ Future rental income is discontinued.
9. ✔ Under banking, we now consider the daily average balance.
10. ✔ Minimum seasoning of BT loan should ideally be 15 months.
11. ✔ Risk categorization of sectors/products/services/business has been done under 3 categories.

Tata Capital Home Loan: Affordable and Accessible Financing

Tata Capital Home Loan offers competitive interest rates that make homeownership more affordable. By using the eligibility calculator, individuals can assess their eligibility for a home loan and determine the maximum loan amount they can avail. This empowers borrowers to plan their finances effectively. With a variety of loan products available, Tata Capital ensures that there is a solution for every borrower. Whether you’re a first-time homebuyer or refinancing, Tata Capital, in collaboration with Solution4Finance, offers the best home loan rates, making homeownership dreams a reality. Loan amounts range from Rs. 5L to 300L depending on the program, with personalized assistance throughout the loan process.

Contact for More Advantages of Home Loans:

Tata Capital stands out as a trusted financial institution offering competitive interest rates and a convenient eligibility calculator. With this tool, prospective borrowers can assess their eligibility based on income, employment, and credit history. It provides valuable insights into the loan amount one can avail and helps in planning finances. Tata Capital’s commitment to affordable home loan solutions, combined with the online eligibility calculator, makes them ideal for fulfilling homeownership dreams. Whether you’re a first-time buyer or refinancing, Tata Capital’s offerings simplify the process and empower you to make informed decisions. Trust Tata Capital and let Solution4Finance pave the way to your dream home.