In today’s challenging financial environment, many companies across India are struggling due to rising debt, cash-flow pressure, and overdue bank installments. When a business loan becomes an NPA (Non-Performing Asset) or enters the stressed / SMA category, traditional banks stop financing and borrowers face immediate liquidity issues.
To support such businesses, Solution4Finance offers specialised Takeover & Additional Finance in NPA Accounts with structured funding backed by strong collateral. With over 17 years of experience in banking and finance, our team works with private institutions, investment partners, NBFCs, and lenders to revive stressed businesses through collateral-based high-value funding.
NPA takeover allows a new lender to take over the borrower’s existing NPA or stressed account from the current bank. This not only clears overdue amounts but also provides breathing space for the business to stabilise and restart operations.
For companies with strong potential, stable operations, and valuable collateral, NPA takeover becomes the fastest way to recover from financial stress. Solution4Finance designs tailored takeover packages for businesses that are viable, revenue-generating, and need immediate cash infusion to survive or expand.
At Solution4Finance, we combine industry expertise, fund partnerships, and in-depth understanding of stressed assets to deliver high-value takeover and restructuring solutions nationwide.
Our strong knowledge of restructuring, stressed asset management, credit analysis, and collateral-based funding allows us to solve even the most complex cases.
We manage takeover and additional finance cases across India including Delhi NCR, Mumbai, Pune, Bangalore, Hyderabad, Chennai, Jaipur, Indore, Surat, and all major industrial hubs.
We fund large-ticket NPA accounts starting from ₹15 crore up to any amount depending on collateral and business viability.
We require collateral property valued at a minimum of 200% of the loan amount. This ensures secure funding and faster approval. Eligible collateral includes industrial, commercial, residential, or mixed property.
After an account becomes an NPA, businesses often require fresh capital to manage operations, purchase raw materials, pay vendors, restart production, or complete ongoing projects. Solution4Finance provides additional finance or top-up funding for stressed companies with strong revival potential.
This ensures that the funding is provided only to companies capable of repayment and sustainable growth.
Solution4Finance primarily works with businesses that show strong performance potential and asset strength. Priority sectors include:
These businesses typically have stable cash cycles and substantial collateral, making them strong revival candidates.
No matter where your business is located, Solution4Finance can evaluate your case and arrange NPA takeover or additional finance. Our network covers all major cities and industrial towns in India.
If your business account is under NPA, SMA, restructuring, or approaching SARFAESI action, Solution4Finance helps you secure funding to:
We also assist businesses whose properties or collateral assets are tied up due to NPA classification. Through our lender network, clients can secure quick liquidity based on property valuation.
We analyse loan exposure, overdue amount, current status, collateral details, and financials.
Market and distress value of property is assessed. Minimum 200% collateral is required.
We review cash flow, revenue potential, and return capability. Business should be returning at least 10%.
Once approved, a customised takeover or funding proposal is provided.
After documentation, funds are disbursed for NPA takeover, settlement, or additional working capital.
Financial stress does not mean the end of business. With the right NPA takeover support and additional finance, companies can revive operations, regain stability, and achieve long-term growth. Solution4Finance is India’s trusted expert for handling large NPA accounts, stressed cases, and high-value collateral-based funding with a minimum funding requirement of ₹15 crore and no upper limit.
If your business loan has turned into an NPA or you need capital to restart your operations, Solution4Finance provides fast, transparent, and professional support throughout India.
Contact us today to explore customised NPA takeover and stress account funding options for your business.
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