18+ Years of Experience
Trusted experience in loan & financial services.
DOCUMENTATION
Home Loan Documents Checklist
Keeping your documents ready in advance can speed up loan processing. Here's a general checklist commonly requested by lenders — exact requirements vary by applicant type and lender.
✓ Identity & address proof list
✓ Income documents for salaried applicants
✓ Income documents for self-employed applicants
✓ Property paper requirements
✓ Bank statement guidance
✓ Photo & application form checklist
Get a Personalised Checklist
Tell us if you're salaried or self-employed and we'll share the exact document list for your case.
Explore Loan Options Through Banks & NBFCs
SBI
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
HSBC
Standard Chartered Bank
PNB
IDBI Bank
Bank of India
Bank of Baroda
Canara Bank
UCO Bank
AU Small Finance Bank
Utkarsh Small Finance Bank
PNB Housing Finance
LIC Housing Finance
Godrej Housing Finance
Shubham Housing Finance
L&T Finance
Aadhar Housing Finance
Vastu Housing Finance
Anand Rathi
True Home Finance
Hinduja Housing Finance
IIFL Home Finance
GIC Housing Finance
Can Fin Homes
SBI
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
HSBC
Standard Chartered Bank
PNB
IDBI Bank
Bank of India
Bank of Baroda
Canara Bank
UCO Bank
AU Small Finance Bank
Utkarsh Small Finance Bank
PNB Housing Finance
LIC Housing Finance
Godrej Housing Finance
Shubham Housing Finance
L&T Finance
Aadhar Housing Finance
Vastu Housing Finance
Anand Rathi
True Home Finance
Hinduja Housing Finance
IIFL Home Finance
GIC Housing Finance
Can Fin Homes
SALARIED APPLICANTS
Commonly Required Documents — Salaried
This is a general list. Your relationship manager will confirm the exact requirement based on the lender you choose.
- PAN card and Aadhaar card (identity & address proof)
- Last 3 months' salary slips
- Form 16 / income tax returns for the last 2 years
- Bank statements for the last 6 months (salary account)
- Employment continuity proof (offer letter / employment certificate)
- Passport-size photographs
SELF-EMPLOYED APPLICANTS
Commonly Required Documents — Self-Employed
Self-employed applicants generally need to demonstrate business continuity and income stability through the following documents.
- PAN card, Aadhaar card and business registration proof
- Income tax returns for the last 2–3 years with computation
- Profit & loss statement and balance sheet (CA-certified, where required)
- Bank statements — personal and business accounts, last 6–12 months
- GST registration and returns, where applicable
- Business address proof and continuity proof
PROPERTY DOCUMENTS
Property-Related Paperwork
For the property being purchased or mortgaged, lenders typically require the following, subject to case and location.
📄
Sale Agreement
Copy of the sale agreement or builder-buyer agreement for the property.
🏗️
Approved Plan
Sanctioned building plan and approvals from the relevant municipal authority, where applicable.
📜
Title Documents
Chain of ownership documents / title deed establishing clear property title.
🧾
NOC & Clearance
No-objection certificates from society/builder and relevant statutory clearances, where applicable.
💳
Payment Receipts
Receipts of payments already made towards the property, if any.
🏦
Allotment Letter
Allotment letter from builder/authority for under-construction or newly allotted property.
FAQ
Documentation Questions
Do document requirements differ by lender?
Yes. While the broad categories are similar, exact document lists, formats and additional requirements can vary between banks and NBFCs.
What if I am missing one document?
In many cases, alternate documents can be accepted subject to lender policy. Share your situation with our team and we will guide you on possible alternatives.
Do NRI applicants need additional documents?
Yes, NRI applicants typically need additional documents such as passport, visa/work permit, overseas address proof and Power of Attorney, subject to lender requirements.
Can Solution 4 Finance help me organise my documents?
Yes, our team reviews your documents before submission to reduce back-and-forth with the lender and help keep your application moving smoothly.
Important: Exact documentation requirements vary by lender, applicant category, employment type, property type and location, and are subject to change per lender policy. Please confirm the final list with your relationship manager before applying.
Get Your Personal Document Checklist
Tell us about your loan requirement and employment type — we'll share the exact list for your case.