+91 9718948002, 9953727702

Idfc home loan & loan against property in Gurgaon/ Delhi/ Faridabad/Noida

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Idfc home loan & loan against property

We provide Idfc first home loan & and loan against property in Gurgaon/Delhi/Noida/ Gurgaon/ Faridabad/Ghaziabad, lowest interest home loan and loa against property by solution4finance, 

Kindly find *Product / Policy of IDFC FIRST Bank – Home Loans* which is applicable for process of cases.

*Home Loans*

*Loan amount 40 lakhs to 5 Cr (Ready & Under Construction)*

👉� *Income Based* (Salaried / SEP / SENP) – Max 5 Cr
(For Self Employed Max DBR is 150% on Cash Profit on loan amt upto 3 Cr & 100% for loan amount upto 5 Cr)

👉 *�Gross Turnover Program (GTP)* –  Max 2 Crore
(Margin for trader will be – 7% on TO & Margin for Manufacturer & Service provider will be – 10% on TO)

👉 *�Gross Receipts program (GRP)* – Max 2 Crore
(Multiplier for Doctor – 2 times on receipts & Multiplier for Accountants & Architects – 1.5 times on receipts)

👉 *�Banking Surrogate* – Max 3 Crore
(Last 6 months ABB required – Multiplier of 1)

👉 *�EMI Multiplier* (BT program) – Max 2 Crore
(Min MOB 12 months – Multiplier on EMI of 1.1 for 12 to 18 MOB, Mutplier of 1.2 for 19 to 23 MOB, Mutilpier of 1.3 for 24 to 35 MOB & Multilpier of 1.4 for 36 & above MOB)

👉 *High Equity program* – Max 1 Cr
(LTV 60% of MV & 80% of AV)

*OTHER USP’s* –

👉�Under HL – Salaried / SEP / SENP we offer both Simple Loan (Vanilla) & Short and Sweet Loan (Home Saver / Money Saver – No AMC)

👉�For Salaried Max tenure is 30 Yrs & For Self Employed is 25 yrs. Self Employed retirement age is taken as 70.

👉We do Home Loans for Company ownership property.

👉Can also look at cases in Morarorium basis some conditions.

👉 Amongst the Highest payouts with top slap payout being 1.25% plus GST.

Contact for better advice and advantage 9718948002 or visit www.solution4finance.in

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