Why Idfc Home Loans and Mortgages are the Best Choice
Idfc home loan & loan against property
We provide Idfc first home loan & and loan against property in Gurgaon/Delhi/Noida/ Gurgaon/ Faridabad/Ghaziabad, lowest interest home loan and loa against property by solution4finance,
Kindly find *Product / Policy of IDFC FIRST Bank – Home Loans* which is applicable for process of cases.
*Loan amount 40 lakhs to 5 Cr (Ready & Under Construction)*
👉� *Income Based* (Salaried / SEP / SENP) – Max 5 Cr
(For Self Employed Max DBR is 150% on Cash Profit on loan amt upto 3 Cr & 100% for loan amount upto 5 Cr)
👉 *�Gross Turnover Program (GTP)* – Max 2 Crore
(Margin for trader will be – 7% on TO & Margin for Manufacturer & Service provider will be – 10% on TO)
👉 *�Gross Receipts program (GRP)* – Max 2 Crore
(Multiplier for Doctor – 2 times on receipts & Multiplier for Accountants & Architects – 1.5 times on receipts)
👉 *�Banking Surrogate* – Max 3 Crore
(Last 6 months ABB required – Multiplier of 1)
👉 *�EMI Multiplier* (BT program) – Max 2 Crore
(Min MOB 12 months – Multiplier on EMI of 1.1 for 12 to 18 MOB, Mutplier of 1.2 for 19 to 23 MOB, Mutilpier of 1.3 for 24 to 35 MOB & Multilpier of 1.4 for 36 & above MOB)
👉 *High Equity program* – Max 1 Cr
(LTV 60% of MV & 80% of AV)
*OTHER USP’s* –
👉�Under HL – Salaried / SEP / SENP we offer both Simple Loan (Vanilla) & Short and Sweet Loan (Home Saver / Money Saver – No AMC)
👉�For Salaried Max tenure is 30 Yrs & For Self Employed is 25 yrs. Self Employed retirement age is taken as 70.
👉We do Home Loans for Company ownership property.
👉Can also look at cases in Morarorium basis some conditions.
👉 Amongst the Highest payouts with top slap payout being 1.25% plus GST.
Contact for better advice and advantage 9718948002 or visit www.solution4finance.in