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loan against property on cash rental income

By: Solutuion4Finance0 comments

We considered all types case income like retailer and case rental. Try to Maximum finding in Delhi, Noida, Faridabad, Gurgaon. We are working in since 2008 to till date we have good hold in bank and nbfcs.

Loan against property rate 7.90%* in Gurgaon Delhi Faridabad

Solution 4 finance is the top leader in Secured loan in Delhi NCR region

Loan against property start from 6.90% Approved property only for self employed case

Salaried case loan against property rate from 7.15 to 7.25% *

Now we can do up to 3 Cr in banking surrogate program  against residential, commercial, industrial and plot property as well.

CIBIL score to more than 725 and we can consider maximum 3 business accounts for eligibility.

ABB is to be 2.5 times the EMI

Residential property with LTV@60%

Commercial property with LTV@60%

Industrial property with LTV@50%

Plot to be demarcated and authority approved with LTV@40%

ROI will be 7.75 against plot.

Home loan Approved with in 36 hours

Contact for better advice and advantage in Delhi, Gurgaon, Faridabad region

Apply for loan plot purchase rate of interest 7%* Apply for loan plot purchase rate of interest 7% in Delhi /Gurgaon/Faridabad

Apply for loan plot purchase rate of interest 7%* Apply for loan plot purchase rate of interest 7% in Delhi /Gurgaon/Faridabad

Plot plus construction loan

You can apply for a plot plus construction loan when you have decided to buy commercial plot purchase, That will be a good investment of land within the next few years. We can offer you best rate of interest  7% , The land may be free-hold or a plot allotted by the development authority like Huda or DDA . The loan is disbursed in multiple tranches, according to the stages in construction.

Criteria of plot plus construction loan

The applicant’s minimum age should be 21 years. Also, the maximum age of applicant at loan maturity will have to be 60 years if you are in the category of salaried class, and 70 years for those who are self-employed. There is no fixed lower limit as to how long you have to keep the land before beginning the construction. However, make sure that you complete the construction work within 3 years of purchasing the plot of land and approval of the construction loan. One has to give a written undertaking as well to the bank or the finance company in this regard.

Maximum loan on plot purchase

Plot purchase or land purchase loan Maximum funding 60% of the Market value and income criteria should be meet according to loan amount. Solution 4 finance assure you we provide maximum loan amount and maximum value of loan amount with the lowest rate of interest according you your income.

  1. Residential property with LTV@60%
  2. Commercial property with LTV@60%
  3. Industrial property with LTV@50%

Plot purchase plus construction loan processing timing

If client provide complete proper documents, We can take sanction within 3 working days after that required permission to mortgage  if client provide PTM on time we can disbursement case within 10 to 15 days maximum to maximum.  if customer support we try to best our level best service.

Property documents for plot purchase plus construction

  1. Agreement to sale copy.
  2.  Plot allotment latter.
  3. Map plus estimate of construction. ( That documents we need after sanction for disbursement )

Required documents – Plot purchase plus construction

Home loan or loan against property both are  clients income documents are normal KYC is the same but salaried or self employed or PTV LTD company  all of documents are different.

  1. For salaried person documents  list – Pan card , Aadhar Card, 2 passport size photos ,Current address proof of applicant and Co-Applicant.
  2. Income documents – 6months Bank statement , last 2 years form 16 and last 3 months salary slips.
List of documents for self employed-  Pan card, Aadhar card, Two photos, current address proof of applicant and C0-applicant, One year current A/C statement update, Last 3 years ITR , GST certificate and One year GST Return

List of documents for PVT ltd Company – :  KYC of All partners Company Pan card, MOA and AOA , Share holder Patten and list of directors.   One year current A/C statement update , GST certificate, GST returns One year, Office address proof, Last 3 years Complete ITR

Apply for loan plot purchase rate of interest 7% in Delhi /Gurgaon/Faridabad/Noida
Contact for better advice and advantage -: 9718948002/9953727702

 

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