Instant Approval For Personal Loan

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Solution 4 Finance (S4F) provides specialized and personalized assistance in customer getting a personal loan. We have solved some of the most difficult of personal loan customer profile cases over the past many years.

S4F is with the customer in every step of getting the personal loan, from filling the file application, to processing, documentation, field work etc. We provide the best deals in personal loans at best / lowest possible rates as per customer credentials, CIBIL rating, profile etc.

S4F offers different options of loan financers for personal loans. It ranges from Banks, NBFC to private lenders. S4F also assists in personal loan related services, such as personal loan top ups, personal loan balance transfer (BT), personal loan takeover etc.

Personal Loans are quick and easy unsecured loans given to individuals on the basis of their profile i.e. income, nature of employment, years of work experience etc. Such loans, unlike property based loans or car loans do not require the borrower to give any kind of security or collateral to the bank. Most banks do not question the purpose for which the loan is required, but you would still be required to state the purpose on the application form. Lenders do not allow these loans to be taken for speculative purposes like investing in stocks or gambling. This product is mostly for salaried individuals only.

Personal loans are currently offered up to Rs. 40 Lakhs and are typically repaid in tenures ranging from 1 to 5 years. They can usually be processed and disbursed within 3-4 days.

These loans are definitely costlier, given that the bank has no security to fall back on in the event a borrower is unable to pay their installments on time. It is the product of choice when funds are required urgently or the borrower has no other security to offer the bank. we provide personal loan in sector 14 and sector 15 gurgaon .

Eligibility for a Personal Loan

Your eligibility is determined after looking at the following:

    •  Your current monthly salary.
    • Years of work experience.
    •  Nature of your job and the company you work for.
    •  Your current obligations i.e. the installments (EMI’s) you are currently paying, your credit card balance, other credit limits availed.
    • Your credit history.

Some basic documents required for personal loan application are:

    •  Filled / Completed Application on Bank / NBFC / Private Financer format
    •  Form 16 (for salaried)
    •  3-4 Passport sized photographs
    •  Recent Bank statement (as per profile)
    •  3 months’ Salary Slips (as per profile)
    •  Bank statement (in case of self-employed, business owner etc)
    •  Income Tax Return (especially for self-employed; current – past 2-3 years)
    •  Residential Proof (self-attested photocopy) (Bank passbook, electricity bill, passport, LIC Policy receipts etc)
    •  Proof of Identification (e.g., Aadhaar Card, Driving License, Passport, Voter ID etc)
    •  PAN Card (self-attested photocopy)
    •   Any other supporting documents (if required) as per need of Financer, such as property or asset papers for security

What you need to know about the Personal Loan application process?

  1. Determine your Loan requirement and your eligibility – This differs from lender to lender and depends on various factors like your age, income, profile, past credit performance etc. At Solution4Finance, we make this simple. Our personalized eligibility check, will help you check your eligibility across several lenders in a few easy steps. Do so now!
  2. Apply for the Loan with the lender of your choice by filling the application form of the lender and provide all requisite documents. Our team will meet you at your convenience and help you choose the lender best suited for your requirements, completing all documentation requirements and getting your application logged in with the lender. All this at NO COST to you, as our partner banks pay us for our efforts in this regard.
  3. Verification/Credit Appraisal Process – The lender will verify the information and documentation provided, along with checking your credit history. The lender can also ask for additional documents.
  4. Accept the terms and conditions of the approved personal loan before proceeding to the next step.
  5. Sign the Loan Agreement and provide repayment instructions.
  6. Disbursal of Loan– Our Personal Loan specialist will assist you all the way. No need to worry, as we are just a phone call away at all times. We will be happy to hear from you, even after the loan has been disbursed, if you would like any help or clarification regarding your loan.

Does one need to have a co-applicant to avail a Personal Loan?

Most lenders do not require a co-applicant to grant a Personal Loan. Some institutions might ask for a guarantor prior to sanctioning a personal loan, especially for younger individuals and those with inadequate work experience.

Customer Reviews

See what our customers have to say about Borrow products, people and services.

“I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here”

Manjeet Singh (Punjab)

“We came out of their offices very happy with their service. They treated us very kind. Definite will come back. The waiting time was very appropriate.”

Abishek Pandey (Faridabad)

“I want to express my appreciation for assistance that you provided over several years to help resolve a difficult financial situation when my debt was out

Rohit Raj (Noida)


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