Are you looking for a reliable way to access substantial funds using your property as collateral? Whether it’s for business expansion, personal use, or any other financial need, a loan against property (LAP) is a viable solution. With competitive interest rates starting at 9.15%, and the ability to secure up to 80% of your property’s value, our services are designed to meet your financial requirements. Here’s a detailed guide on loan against property, including eligibility, interest rates, EMI, tenure, and more.
Securing a loan against property with us guarantees some of the best interest rates in the market, starting as low as 9.15%. This low-interest rate helps in reducing the overall cost of borrowing, making it more affordable for you.
Understanding your EMI is crucial for planning your finances. EMI is a fixed monthly payment that includes both the principal and interest components of the loan. Use our EMI calculator to estimate your monthly payments based on the loan amount, interest rate, and tenure. By doing this, you can ensure that your repayments fit comfortably within your budget.
One of the significant advantages of a loan against property is the flexible tenure options. We offer loan tenures ranging from 5 to 20 years, giving you ample time to repay the loan without straining your finances.
We provide funding up to 80% of your property’s market value. This means that if your property is valued at ₹1 crore, you can avail a loan of up to ₹80 lakhs, giving you substantial liquidity.
We offer loans against a wide range of properties, including:
Approved and Unapproved Properties: No matter the status of your property, we can help.
Lal Dora Property: Properties within Lal Dora areas are eligible.
Industrial Property: Secure funding against your industrial assets.
Commercial Property: Use your commercial real estate to access funds.
Plot Purchases: Loans available for plots, whether approved or unapproved.
Khasra Khatoni Property: Agricultural lands with Khasra Khatoni documentation.
We cater to all sectors in Gurgaon, providing loans against property to help you achieve your financial goals. Here are some of the popular sectors and colonies we serve:
1. DLF Phase 1, 2, 3, 4, and 5: Premium residential areas with high-value properties.
2. Sushant Lok: Well-developed locality with residential and commercial properties.
3. South City: Known for its robust infrastructure and amenities.
4. Palam Vihar: A mix of residential and commercial properties, ideal for securing loans.
5. Sector 56, 57: Popular sectors with a high concentration of residential properties.
6. Huda Properties: Properties under Haryana Urban Development Authority (HUDA).
A neighboring city with a growing real estate market.
Well-developed with numerous residential and commercial properties.
Known for its industrial and commercial properties.
A developing area with significant investment potential.
We understand that not all income is documented through formal channels. Therefore, we offer loans against cash rental income, with funding options up to ₹5 crores. This service ensures that even if your income is primarily cash-based, you can still leverage your property to secure a loan.
Securing a loan against property with us means accessing competitive interest rates, flexible repayment options, and substantial funding. Whether your property is approved, unapproved, residential, commercial, or industrial, we are here to help. Our services cover all sectors in Gurgaon and nearby regions, providing you with the financial assistance you need.
